Jacob Parker-Bowles | Fintech

Financial Technology

Tag: money

What Is PSD2_ Jacob Parker-Bowles

What Is PSD2?

PSD2 (or the second Payment Services Directive) is a law in the United Kingdom and other parts of Europe that has affected payments since January 2016. All payment service providers (PSPs) were required to adhere to the new policies by January of this year. Although many Europeans may not assume this law affects them, let’s […]

Paying With Your Phone Jacob Parker-Bowles

Paying With Your Phone

Cashless payment alternatives are increasing in popularity, and there are no signs that it will stop. One big breakthrough is the ability to pay with only your phone, through Apple Pay, Android Pay, or the soon-to-be Google Pay. There are definite pros and cons to paying with your phone, for both convenience and security reasons. […]

Altcoins That Are Worth Your Attention Jacob Parker-Bowles

Altcoins That Are Worth Your Attention

When the average person thinks of cryptocurrency, they likely think of Bitcoin. Not only is it the most popular, it is also the most expensive, and some say the most volatile. While most cryptocurrency are tied to Bitcoin, either by using similar code to create it or simply through the market, each coin has its […]

The Cashless Trend

Every day, society is making moves toward becoming more cashless. It started with the wave of debit cards and credit cards making it less necessary to carry cash. Now, with the rise of cryptocurrencies, Apple/Android Pay, and other fintech services, carrying cash on you seems to pose more risk than reward. Today, I want to […]

A Cashless Society is Closer Than You Think

A Cashless Society is Closer Than You Think

As the online marketplace and the prevalence of innovative payment systems increases, the amount of people utilizing physical money is decreasing. Every day, more people are gaining access to credit cards, Apple Pay, and cryptocurrency. It’s no wonder that industry thought leaders are debating if the end is near — for cash, that is. Why […]

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How Retailers Are Retaining Relevancy

It’s not hard to spot the decline in brick-and-mortar stores. If you were alive in the 90s, you probably remember lounging with a book and listening to the CDs in Borders, testing out the gadgets in Sharper Image, checking out the flat-screen TVs at H.H. Gregg, picking out your next VHS for movie night at […]

Jacob Parker Bowles- Dark Money

Deceptively Dark Money: The Hidden Dangers of Dark Money

Unless you’re involved in the financial industry or politics, then you may have no idea what dark money even is, but you’ve probably heard the term tossed around by politicians and the media. It sounds like something shady and mysterious that could get the owner into trouble, and that is pretty much exactly what it […]

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