Jacob Parker-Bowles | Fintech

Financial Technology

Author: Jacob Parker-Bowles (Page 1 of 3)

By Jacob Parker-Bowles

Pros and Cons of Wearable Technology

Wearable technology: Snapchat Spectacles, Fitbit fitness tracker, Apple Watch, Google glasses. The concept of wearable technology has been a sought-after market since creative minds put it in mainstream media (yes, I am referencing movies). One out of six consumers in the U.S. currently owns and uses wearable technology, according to multiple sources. Whether its a […]

Robinhood Makes Cryptocurrency Affordable and Accessible Jacob Parker-Bowles

Robinhood Makes Cryptocurrency Affordable and Accessible

Cryptocurrency is rapidly becoming one of the most popular investments, especially among young people. Dedicated investment platforms that focus on the currencies, such as Robinhood Crypto, are starting to come into use. More than a million people signed up for the platform’s early access program, largely due to the way that it makes trading easy […]

What Is PSD2_ Jacob Parker-Bowles

What Is PSD2?

PSD2 (or the second Payment Services Directive) is a law in the United Kingdom and other parts of Europe that has affected payments since January 2016. All payment service providers (PSPs) were required to adhere to the new policies by January of this year. Although many Europeans may not assume this law affects them, let’s […]

Paying With Your Phone Jacob Parker-Bowles

Paying With Your Phone

Cashless payment alternatives are increasing in popularity, and there are no signs that it will stop. One big breakthrough is the ability to pay with only your phone, through Apple Pay, Android Pay, or the soon-to-be Google Pay. There are definite pros and cons to paying with your phone, for both convenience and security reasons. […]

The Skill-Learning Bias Jacob Parker-Bowles

The Skill-Learning Bias

Our brains are complex and require significant effort to rewire. After all, our brains manage dozens of detailed operations throughout our body at any given time, so it tries to take shortcuts where it can. As a result, learning new skills — whether it be a foreign language or coding — becomes more difficult each […]

Altcoins That Are Worth Your Attention Jacob Parker-Bowles

Altcoins That Are Worth Your Attention

When the average person thinks of cryptocurrency, they likely think of Bitcoin. Not only is it the most popular, it is also the most expensive, and some say the most volatile. While most cryptocurrency are tied to Bitcoin, either by using similar code to create it or simply through the market, each coin has its […]

The Cashless Trend

Every day, society is making moves toward becoming more cashless. It started with the wave of debit cards and credit cards making it less necessary to carry cash. Now, with the rise of cryptocurrencies, Apple/Android Pay, and other fintech services, carrying cash on you seems to pose more risk than reward. Today, I want to […]

The Push for More Online-Only Banking

While it is a fact that some people will always prefer a brick and mortar service to manage their banking needs, it is also true that more and more people are choosing online banking as a more viable alternative. For many, the benefits of online banking result in customers being split between banking with institutions […]

A Cashless Society is Closer Than You Think

A Cashless Society is Closer Than You Think

As the online marketplace and the prevalence of innovative payment systems increases, the amount of people utilizing physical money is decreasing. Every day, more people are gaining access to credit cards, Apple Pay, and cryptocurrency. It’s no wonder that industry thought leaders are debating if the end is near — for cash, that is. Why […]

Jacob Parker-Bowles- fintech around the world

Fintech Around the World

Fintech, short for financial technology, is a commonplace term in first world economies such as those of the United States and Europe. Even if you don’t work in the finance sector, you are probably familiar with it. It makes its way into the news all the time with hyperbolic speculation about how fintech will be […]

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