Jacob Parker-Bowles | Fintech

Financial Technology

Tag: bank

What Is PSD2_ Jacob Parker-Bowles

What Is PSD2?

PSD2 (or the second Payment Services Directive) is a law in the United Kingdom and other parts of Europe that has affected payments since January 2016. All payment service providers (PSPs) were required to adhere to the new policies by January of this year. Although many Europeans may not assume this law affects them, let’s […]

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Convenience Over Customer Service? How Online Banks Appeal to a Changing Clientele

There is an unfortunate tradeoff with the implementation of new technology: the more advanced technology becomes, the less personalized our world is as a result. When simple jobs can be performed by robots, as many now can, there’s no need to invest the money into human labor. At certain restaurants, people can place their orders […]

Jacob Parker Bowles: When Technology Turns Tumultuous

When Technology Turns Tumultuous: 2017 Tech Predictions

Following the Tesco Bank hack in November 2016, many are led to wonder what this breach of security means for the future. On Monday, November 7, Tesco, a major UK bank, reported that over 9,000 customer accounts had been compromised and a total of £2.5 million had been taken from those accounts. This was the […]

Jacob Parker-Bowles: Fintech for Everyday People

The Most Useful FinTech Apps for Everyday People

It has become undeniably clear that Fintech is here to stay. Last month, I wrote about how even the notoriously entrenched big banks are getting involved with “disruptive” banking tech and buying, investing in, and creating new fintech apps to feed the growing consumer demand for a new kind of banking, banking that is intuitive, accessible, and designed to integrate seamlessly with everyday life.

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